To facilitate fast, safe, and efficient transfer of funds, The Sardargunj Mercantile Co.Op. Bank Ltd. offers electronic payment services including NEFT, RTGS, and IMPS for its customers.
✅ NEFT (National Electronic Funds Transfer)
♦ Available during all banking hours.
♦ Ideal for transferring funds up to ₹2 lakhs or more.
♦ Settlements occur in half-hourly batches.
♦ Safe, secure, and cost-effective method of transferring money to any bank account in India.
✅ RTGS (Real Time Gross Settlement)
♦ Best suited for high-value transactions (minimum ₹2 lakhs).
♦ Real-time fund transfer across banks.
♦ Especially beneficial for corporate and business customers needing immediate fund clearance.
✅ IMPS (Immediate Payment Service)
♦ Available 24x7, including Sundays and bank holidays.
♦ Enables instant interbank fund transfer using mobile number & MMI or account number & IFSC.
♦ Useful for urgent and low-to-mid value transactions.
📌 Benefits
♦ Convenient fund transfer without visiting the branch.
♦ Highly secure and RBI-regulated channels.
♦ Multiple modes available: Mobile Banking, Net Banking, and Branch Assistance.
For more information or assistance, please visit your nearest branch of The Sardargunj Mercantile Co.Op. Bank Ltd.